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Tax preparers, who are not duly authorized, cannot represent taxpayers for audits of returns. Be sure your CPA is affiliated with a professional organization (if you are seeking aChristian CPA, who is in good standing with their church body) and that your CPAs continuing education is current and that your CPA complies with a code of ethics?The 15-year mortgage, a popular option for refinancing, declined to 3.04 percent. That's down from last week's previous record of 3.05 percent. Rates on the 30-year loan have been below 4 percent since early December.
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